Thomas Foley

NMLS # 21612

401-732-4141

tfoley@tmcofne.com

Thomas Foley SVP

The Mortgage Corner® of New England is a full service mortgage broker in Massachusetts and Rhode Island. We arrange but do not make mortgage loans. We have a large group National & Local Lenders who fund our mortgage loans. Mortgage rates are set each day and are subject to change without notice. Quoted points include both discount points and origination fees. Quoted rates are for a 30 day rate lock period and borrower must have a signed application in order to "lock-in" your rate. All conventional rates quoted are for a purchase transaction, 25% down payment, single family property, minimum middle credit score of 775, debt-to-income ratio below 40%, owner occupied, First-Time Home Buyer Home Ready Program, escrow for real estate taxes & homeowners insurance and a loan amount ranging from $500,000 to $802,650. Higher rates may apply to different mortgage programs, borrowers with credit scores below 775, less than 25% down payment, refinance transitions or lower loan amounts.  Please call to find out the best interest rate available for your particular financing needs at 401-732-4141.

Mortgage Rates

Rates last updated on December 16, 2024

30 Year Fixed
Interest Rate Origination Fees Disc. Points APR
6.762% 0.000% 0.000% > 0.000% 6.681% Apply Now
15 Year Fixed
Interest Rate Origination Fees Disc. Points APR
6.124% 0.000% 0.000% > 0.000% 6.139% Apply Now
30 FHA Year Fixed
Interest Rate Origination Fees Disc. Points APR
6.250% 0.000% 0.000% > 0.000% 6.748% Apply Now

**Mortgage rates are subject to change without notice. Rates quoted are for a $500,000 loan, 775+ middle credit score, debt-to-income ratio below 40%, owner occupied, single family, purchase in the state of Rhode Island, First-Time Buyer Home Ready Program for a 30 day lock period.  The loan requires escrows for taxes and insurance. Other programs, loan amounts, and rate lock periods available. APR based on 25% down payment, principal & interest payments available upon request.  The Mortgage Corner® of New England is a licensed mortgage broker in Rhode Island & Massachusetts. We arrange but do not make loans.